In order to collect a device profile and/or data you will need to implement Iovation into your app this in turn generates a “blackbox token” based on the customer’s device. This will send this token as “bankdata” to our apply endpoint. Example: {"bankdata": {"iovation_token": "asdfasdfasdf"}}

If you intend to open an account with joint account holders, please make sure to create a separate Person Application for each person before creating an account application